START THE NEW YEAR OFF RIGHT At the end of every December, we celebrate and hope for a healthyand prosperous new year, but we never know what to expect. Thepast…

INFLATION: AN UNFORTUNATESYMPTOM OF A GROWINGECONOMY Even though COVID-19 remains a part of our lives and will likely behere for quite some time, many Americans have learned to live withthe…

THE NEW INFRASTRUCTUREBILL PRESENTS OPPORTUNITIESFOR INVESTORS Congress recently passed the $1.2 trillion Infrastructure Investmentand Jobs Act, including the largest transportation spending packagein U.S. history.1The legislation authorizes funding for a wide…

WHAT IS SYSTEMATICFIXED-INCOME INVESTING? Given the current environment of stubborn inflation and a frustratedlabor market, the overall environment does not bode well for higherinterest rates for fixed-income investors. In September,…

SPOTLIGHT: TAXES AND YOURPORTFOLIO Tax-minimizing strategies are available to everyone, not just billionaires. There are many ways to help reduce your tax bill on investment gains and income — all…

WOMEN AND WORK: THE PATH FORWARD As U.S. employers desperately seek workers, millions of mothersremain on the sidelines due to health safety concerns, schoolquarantines and the fact that child care…

AGE-INDUCED DISABILITY:FINANCIAL, RETIREMENT &ESTATE PLANNING The odds are strong that you’ll live long enough to need caregivingassistance. The U.S. Administration on Aging reports the followingstatistics for a 65-year-old couple:• 72%…

WORKING TOWARD THENET-ZERO ECONOMY Scientists attribute extreme weather events all over the world to aglobal warming trend. Since the late 19th century, the average globaltemperature has increased by 2 degrees…

CRYPTOCURRENCIES: A PRIMER On March 12, the price of Bitcoin cryptocurrency reached over$61,000, posting what amounts to a 300% annualized returnover the past 10 years.1The reality of this complex and…

ARE YOU SURE YOUR ASSETSARE DIVERSIFIED? The theory of diversification is that by spreading out investedassets among a wide variety of holdings, an investor can helpreduce the chances of losing…